Frequently Asked Questions about the Smart Homeowners Program

How was the value of my home determined to confirm my eligibility to participate and to determine the value of the gift cards or checks I will receive?

The value of your home was determined by third party fair market value analysis of similar homes sold recently in your area. We did and do not send anyone to visit or inspect your home.

Is it true I never have to sell my home?

Yes. You are under no obligation to put your home on the market or sell it, not now, not at any time in the future. As a Smart Homeowners Program℠ Member, you will still receive your gift cards or checks  from us during each of your first three to five years of being in the program. If you choose to and do sell your home in less than five years, any additional gift cards not yet issued will be provided to you within 30 days after your closing. PLEASE REMEMBER THAT FOR US TO PROPERLY MANAGE THE PROGAM, AND GET YOU YOUR GIFT CARDS OR CHECKS, YOU MUST CONTACT US FIRST WHEN YOU ARE READY TO SELL, BEFORE YOU CONTACT ANY REAL ESTATE BROKER OR REAL ESTATE AGENT.

Is the Smart Homeowners Program real?

A. Yes. We are able to pay our Members because when Smart Homeowners Program℠ Members choose to sell their home in the future, we are the referral source that brings our Smart Homeowners Program℠ Member homeowners to the Member’s chosen Cooperating Real Estate Broker. When you decide to sell your home in the future, whenever that may be, use your choice of any participating real estate broker from our national network, already the largest in the nation. It’s that simple! You will never pay us or anyone else for the gift cards we will send to you. There is no hidden catch or hidden cost.

What if I sign-up and choose to put my home on the market today or at some point in the future and it does not sell?

Since you are under no obligation to sell your home now or ever, you are under no obligation if your home does not sell. In the event that your home does not sell, you simply need to use a Cooperating Real Estate Broker if and when you next choose to sell your home. You may change your Cooperating Real Estate Broker selection at any time. To see all of the top, biggest, and best Cooperating Real Estate Brokers in your neighborhood, please click here.

If I decide I want to sell my house, who sets the price?

You may receive advice from your selected Cooperating Real Estate Broker, but YOU SET THE PRICE.

What if I take my house off the market before it sells?

YOU ARE UNDER NO OBLIGATION TO PUT YOUR HOME ON THE MARKET OR SELL IT, NOW OR EVER. However, in the event that you take your house off the market before it sells you will still need to use a Cooperating Real Estate Broker IF you again choose to sell your home in the future, and if so, PLEASE ALWAYS REMEMBER TO CALL US FIRST and we will have your chosen Cooperating Broker contact you.

How much will the value of my gift cards be?

You are allocated, according to the information below, your $300, $500, $1,000, $2,000, $4,000 or $10,000 in gift cards when you signed up for the Smart Homeowners Program℠. As a Smart Homeowners Program℠ Member, you will receive a $100, $200, $400, $800 or $2,000 gift card or check during each of your first three to five years in the Smart Homeowners Program℠.

Smart Homeowners Program℠ Gift Card Value Grid

Home Value Number of Cards Total Dollar Value
$100,000-$149,999: 3 x $100 gift cards = $300 in gift cards
$150,000-$299,999: 5 x $100 gift cards = $500 in gift cards
$300,000-$499,999: 5 x $200 gift cards = $1,000 in gift cards
$500,000-$999,999: 5 x $400 gift cards = $2,000 in gift cards
$1,000,000-$4,999,999: 5 x $800 gift cards = $4,000 in gift cards
$5,000,000 or more: 5 x $2,000 gift cards = $10,000 in gift cards

* Under $100,000: Ineligible

What if my home is damaged by a natural or other disaster (fire, tornado, earthquake, flood or hurricane)?

Whether or not you rebuild is up to you, your insurance company and your mortgage holder (if you have a mortgage). You are under no obligation to ever sell your home. If you choose to sell your home — rebuilt or not as you choose, you will use a Cooperating Real Estate Broker you select.

Who do I call if I have a problem with my gift card or check I received? When I receive my gift card will it be activated?

When you receive your gift card you will be provided with simple instructions for its activation (some brands’ gift cards are already active when they are sent to you). If you have any problem with your gift card, or a check, please contact us at 303-731-4140.

Do I really pay $0 to you?

Yes. You pay $0 for the gift cards or checks that we provide to you. You simply agreed to use a Cooperating Real Estate Broker you select IF in the future you choose to sell your home. If you do, we will receive a referral fee from the Cooperating Real Estate Broker you select to help you with your sale. We are sharing, up front, a portion of our anticipated future referral fee by providing you with gift cards or checks during each year of the first five years you are a part of our Program. Whether in the future you choose to and do sell your home using any Cooperating Real Estate Broker you select, or, if you NEVER sell your home, you never pay us anything, ever.

To what am I committed?

If you ever choose in the future to sell your home, you’ll use a Cooperating Real Estate Broker you select for your future home sale. You are never obligated to list your home for sale, or sell it. If you never sell your home, or if you sell your home in the future using any Cooperating Real Estate Broker you choose, you never have to pay us anything, ever.

Am I paying a higher commission rate when I sell my home by accepting the gift cards?

No. We are paid an industry standard referral fee from the Cooperating Real Estate Broker you select, this is very common in the industry and does not increase your commission one penny. Our Cooperating Real Estate Brokers by contract are not permitted to charge you more than the local market commission rate they typically charge a homeowner with a similar home.

If my house is worth less than $100,000, can I participate?

No. You must own a home with a current market value of at least $100,000.

Can I decide later to sell my home myself without using a real estate broker?

Yes. If in the future, ONLY IF you choose to sell your home WITHOUT using a Cooperating Real Estate Broker, you may exercise an early termination option by paying us 1.05% of the sale price if and when your home sells. You are never obligated to list your home for sale, or to sell it. If you never sell your home, or if you sell your home in the future using any Cooperating Real Estate Broker you choose, you never have to pay us anything, ever.

How do I cancel this?

The Smart Homeowners Program℠ Homeowner Enrollment Agreement is a binding contract and thus cannot be canceled other than within three days from when you complete your registration. However, you are under no obligation to ever sell your home. If in the future you choose to sell your home, you will need to use a local reputable Cooperating Real Estate Broker you selected for your sale. That may be the local Broker you selected when you join the program, or a different Broker if you choose to change your selection for any reason at any time. Remember, you may modify your Cooperating Real Estate Broker selection at any time you like before you choose to list your home for sale in the future, and you may use any Cooperating Real Estate Broker you choose. If you elect to never sell your home, you never pay anything to anyone for your gift cards.

Register Today

Get Started